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Auto Finance Center

When it comes to purchasing a car, You're in the driver's seat.

Our secure online credit application makes getting financing a quick & efficient process.

Get Pre-Approved Estimate Your Payment
 
 

Estimate Your Payment

Estimate Your Monthly Payment

We're Here To Help

Like most buyers, you may need financing to get the vehicle you want. What you don't need is a long drawn-out hassle to get it. Our user-friendly on-line credit-application process takes you from start to finish. It requires just a few a minutes of your time and a few personal details which we do not share.

It's really that easy. Get started today.

Get Pre-Approved

A Little Knowledge Can Make A Big Difference.

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Choice of Vehicle/Trade

The loan rates available to you will be based on the year, model, and final cost of the vehicle you choose.

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Credit History/Employment

Your rates are based on numerous factors such as income, employment and credit history, including the number of open balances and late payments.

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Down Payment/Interest Rate

The more money you can put down the higher your chances are of being approved and the lower your rates are likely to be.

Before applying for credit, it's always helpful to know your credit score which can measure from 350 to 850. The higher your credit score the less you are considered to be a risk. That translates to a lower interest rate. However, whether or not you know your credit score you can still use our credit application tool.

Factors Affecting Your Credit Score

Number of open credit accounts, loan and credit card payment history, amount of debt compared to annual income, frequency of credit inquiries, and number of liens and judgments.

To learn your credit score you can contact the three main credit reporting agencies:

Experian Logo

Experian:

www.experian.com
(888) 397-3742

Equifax Logo

Equifax:

www.equifax.com
(800) 685-1111

TransUnion Logo

TransUnion:

www.transunion.com
(800) 916-8800

What you need to bring with you

Drivers License Icon

Valid Driver's License

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Proof of Insurance

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Proof of Income

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Proof of Residence

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Proof of Phone Number

In some cases, you may be asked for additional information. We'll walk you through every step of the way and respect your privacy & concerns. Please make sure your information is current.

You Make The Choice. We Make It Easy.

Every part of the car buying process should be simple. That includes determining your car payment which is just as easy our pre-approval process thanks to our on-line payment calculator. Just choose your vehicle and we'll tell you what you can expect to pay each month. Whatever your credit situation and budget, we've got a car for you at a payment you can afford.

It's easy. It's quick. It's safe. Get started today.

Estimate Your Payment

INFINITI Financing FAQs in Franklin, TN

How can I apply for financing at INFINITI of Cool Springs in Franklin, TN?

The easiest way is through our secure online Credit Application. It only takes a few minutes, and you can complete it from home before you ever step into the dealership.

Can I check financing eligibility through Capital One without affecting my credit score?

Absolutely. Our Get Pre-Qualified with Capital One tool gives you a quick look at your options using a soft credit check, so there's no impact to your credit score.

Can I finance an INFINITI with limited credit history or past credit challenges?

Yes. We work with a wide network of lenders who look at more than just your credit score, so even if your credit history is limited or you've had a few bumps along the way, it's worth applying to see what's available to you.

What income, insurance, and identification documents will I need for an auto loan?

Come prepared with a valid driver's license, proof of insurance, a recent pay stub or other proof of income, something showing your current address, and a working phone number. Our finance team may ask for a little more depending on your situation, but that covers the basics.

How much should I put down when financing an INFINITI QX60 or QX80?

There's no magic number here. It really depends on the vehicle, your credit profile, and the lender you end up working with. Our finance team can sit down with you and figure out what makes sense for your budget.

How can I compare monthly payments and total interest across different auto loan terms?

Try our online payment calculator. Plug in a few numbers and you'll see right away how a shorter loan term versus a longer one changes your monthly payment, and how much interest you'll end up paying overall.

Does INFINITI of Cool Springs offer financing for Certified Pre-Owned INFINITI vehicles?

Yes, financing is available on any eligible vehicle in our Certified Pre-Owned Vehicles inventory, not just new models.

Is buying or leasing an INFINITI a better fit if I commute between Franklin and Nashville?

It really comes down to how much you drive. Buying means the vehicle is eventually yours, while leasing usually gets you a lower monthly payment but comes with mileage limits that a Franklin-to-Nashville commute could push against. Our Lease Information page breaks down the differences if you want to dig in further.

What INFINITI financing incentives or rebates might I qualify for, and can they be combined?

That depends on the model you're eyeing and what's currently running, since incentives change often and not all of them stack together. Check our New Specials page for what's live right now, or just ask our finance team and they'll walk you through what you qualify for.

Can I get financing to buy my leased INFINITI instead of returning it at lease-end?

In many cases, yes. If you've grown attached to your leased INFINITI, financing a buyout is often an option. Take a look at our lease-return page for the details, and give us a call to confirm what your specific lease allows.